Financial Aid 8 min read•Aug 19, 2026

Bihar Student Credit Card Scheme (MNSSBY) 2026: Approved Colleges & Eligibility

Everything students from Bihar need to know to avail up to ₹4 Lakh educational financing under MNSSBY for professional degrees across India.

By NexGen Education Editorial TeamVerified Educational Guidance • NexGen Education

Key Highlights & Takeaways

Provides financial loans up to ₹4 Lakhs for professional and technical courses.
Nominal 1% simple interest for female, transgender, and Divyang students; 4% for male applicants.
Repayment starts one year after course completion or 6 months after securing employment.
Applicable only for NAAC "A" grade, NBA accredited, or NIRF-ranked institutions.

What is the Bihar Student Credit Card Scheme?

Launched under the Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana (MNSSBY), the Bihar Student Credit Card (BSCC) ensures that no deserving 12th pass student from Bihar is deprived of higher education due to financial hardship.

Eligible Courses and College Criteria

Students can utilize the credit card for B.Tech, BCA, BBA, B.Sc Nursing, B.Pharm, Hotel Management, and over 40 technical disciplines. The college must possess valid NAAC / NBA or relevant regulatory accreditation.

Frequently Asked Questions

How much loan can a student get under Bihar Student Credit Card?

Eligible students can receive up to ₹4,00,000 (Four Lakh Rupees) covering institutional tuition fees, exam fees, hostel expenses, and study books.

Can NexGen Education assist in finding BSCC-approved colleges?

Yes, NexGen Education counsellors guide Bihar students in identifying verified, approved universities that accept the Bihar Student Credit Card without admission delays.

Need Personalized Guidance on Financial Aid?

Speak directly with our senior educational advisors to verify official fees, eligibility, and scholarship quotas.

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